Hawaii · FIPS 15007

Kauai County, HI — ACA coverage

Marketplace plans, premium tax credit eligibility, and Medicaid options for residents of Kauai County, Hawaii. Updated 2026-06-08.

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Kauai County coverage highlights

Est. marketplace enrollees
4,921
2025 plan year — Hawaii total 24,606 ÷ 5 counties.
Premium tax credit
100–400%+ FPL
Benchmark Silver premium capped at 0%–8.5% of household income. Sourcei
Medicaid expansion
Adopted
Adults up to 138% FPL eligible. Sourcei
CHIP (Hawaii QUEST / Med-QUEST)
313% FPL
Pregnancy Medicaid to 196% FPL. Sourcei
Carriers on marketplace
2
Statewide issuer count — county availability may vary. Sourcei
Medicare 5★ MA-PD (2026)
Not in county
No CMS 5-star MA-PD contract serves this county. Sourcei

Enrollee count is an estimate derived by evenly distributing the state's CMS plan-select total across counties; actual county enrollment varies with population.

How the Kauai County estimate is calculated

Methodology: ACA Beacon does not have county-level enrollment dashboards for every U.S. county. To give you a directional sense of marketplace activity in Kauai County, we take the most recent state-wide Open Enrollment Period (OEP) plan-selection total reported by CMSi (or the state-based marketplace) and divide it evenly by the number of counties in Hawaii.

Formula used here: 24,606 total state signupsi ÷ 5 Hawaii countiesi = ~4,921 estimated enrollees for Kauai County.

Uncertainty & limitations: Counties vary widely in population, income, and insurer participation. Urban counties typically enroll far more residents than rural ones. This number is a simple average, not a forecast or official CMS county report. Use it as a rough indicator of statewide penetration, not a precise local count.

Last updated 2026-06-08. Data source: CMS OEP state-level plan-selection reports.

ACA marketplace in Kauai County

Residents of Kauai County shop and enroll in ACA marketplace plans at www.healthcare.gov. Plans are rated by county, so available carriers and prices in Kauai may differ from elsewhere in Hawaii.

Carriers currently selling in Hawaii include: HMSA, Kaiser Permanente. The final 2027 carrier list for Kauai County is confirmed when Hawaii filings finalize in summer 2026.

Premium tax credit eligibility

Premium tax credits (APTC) cap your monthly premium for a benchmark Silver plan at a percentage of household income — currently 0% at 150% FPL up to 8.5% at 400%+ FPL while Inflation Reduction Act enhancements remain in effect. Cost-sharing reduction (CSR) Silver plans further reduce deductibles for households under 250% FPL.

Use our free subsidy calculator or see the full Hawaii subsidy & income tables.

Medicaid & CHIP in Kauai County

Kauai County residents may qualify for Medicaid up to 138% of the Federal Poverty Level under Hawaii's adopted ACA Medicaid expansion.

Hawaii QUEST / Med-QUEST covers children up to 313% FPL; pregnancy Medicaid covers up to 196% FPL. Apply year-round at medquest.hawaii.gov · 1-800-316-8005.

Open Enrollment & SEP

2026 OEP in Hawaii: November 1, 2026December 15, 2026. Missed it? You may still enroll within 60 days of a qualifying life event (job loss, marriage, birth, move, income change). See Hawaii OEP & SEP details.

Other Hawaii counties

Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.