Prescriptions

Rx help — programs that lower drug costs

Patient assistance programs, copay foundations, transparent-price pharmacies, international options, and the new TrumpRx initiative. Use these in combination with your marketplace plan formulary.

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Manufacturer patient assistance programs (PAPs)

Copay foundations & discount tools

TrumpRx

Program details are evolving — verify scope and pricing on the official site before relying on this in a quote.

TrumpRx is the direct-to-consumer drug pricing initiative announced by the White House in 2025, aimed at offering Most-Favored-Nation pricing on select medications via a federal portal. Coverage is rolling out drug by drug through 2026–2027 and currently focuses on high-cost branded drugs (e.g., GLP-1s, certain oncology agents).

  • Pricing benchmarks the lowest paid by any comparable developed country.
  • Patient enrolls directly; not insurance — paid as cash or via HSA.
  • Does not replace marketplace coverage; works alongside it.
  • Official source: trumprx.gov (verify URL — program in active rollout).

International / Canadian pharmacies

Personal importation of prescription drugs is technically restricted under federal law; the FDA generally exercises enforcement discretion for 90-day supplies of non-controlled drugs for personal use. Always consult your prescriber and verify pharmacy certification (CIPA / PharmacyChecker).

Medicare Extra Help (LIS)

Medicare beneficiaries with limited income can get Part D premiums, deductibles, and copays reduced or eliminated. As of 2024, full LIS extends to 150% FPL. Apply at ssa.gov/medicare/part-d-extra-help or by calling SSA at 1-800-772-1213.

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.