How much does an ACA broker cost?

Marketplace brokers are free for consumers. Carriers pay broker commissions, so the price of a plan is the same whether you enroll directly or with a broker.

Do brokers cover every plan?

No. A broker can only offer plans from carriers they are appointed with. Ask which carriers they sell so you know whether they can compare every option in your area.

Can a broker also help with Medicare, ICHRA, or life insurance?

Many do, but those products are licensed separately. Confirm the broker holds the relevant license and carrier appointments before relying on cross-product advice.

How do I know a broker is licensed in my state?

Look up the broker on the National Insurance Producer Registry (NIPR) to verify the license is active in your state and not under disciplinary action.

Help

Find a recommended broker

Tell us a bit about your situation and a licensed broker who services your area will reach out. No obligation, no cost — brokers are paid by the carrier.

Request a broker introduction

You will be matched with only one licensed broker — your information is never sold to multiple parties. After you submit, we’ll reveal your matched broker. There is absolutely no obligation. If we can’t find a match right now, we’ll let you know as soon as one becomes available.

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I agree to be contacted by a licensed broker by phone, text, or email about coverage. Consent is not a condition of purchase. Message and data rates may apply. * Privacy policy & consent details Terms of ServiceI opt in to receive marketing emails and SMS text messages from ACA Beacon and partner brokers about coverage, enrollment reminders, and related offers. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Consent is not a condition of purchase. * Privacy policy & consent details Terms of Service

No cost — brokers are paid by the carrier.

For licensed agents

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The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.