Privacy Policy & Consent Details

ACA Beacon is committed to protecting your privacy. This policy explains what information we collect, how we use it, and your rights regarding that information.

When you submit a form on ACA Beacon, you may be asked to provide consent for how we contact you. The full language for each consent option is provided below.

Contact consent

By checking the contact consent box, you agree to be contacted by a licensed broker by phone, text, or email about coverage. Consent is not a condition of purchase. Message and data rates may apply. You will be matched with only one licensed broker — your information is never sold to multiple parties. After submission, we will reveal your matched broker. There is absolutely no obligation. If we cannot find a match right away, we will notify you as soon as one becomes available.

Marketing consent

By checking the marketing consent box, you opt in to receive marketing emails and SMS text messages from ACA Beacon and partner brokers about coverage, enrollment reminders, and related offers. For advertisers, this includes messages about advertiser opportunities, lead availability, and platform updates. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Consent is not a condition of purchase.

• Contact information — name, email address, and phone number when you submit a broker inquiry or advertising request.
• Location information — state, ZIP code, and service-area preferences you voluntarily provide.
• Usage data — pages visited, time spent, and device/browser information collected via standard analytics tools to improve the site.

• To connect consumers with licensed brokers who have advertised on our platform.
• To respond to advertising inquiries from brokers and agents.
• To improve site content, navigation, and user experience.
• To comply with legal obligations and protect our rights.

We do not sell your personal information. We may share information with:

• Licensed brokers — when you request a broker introduction, your contact details are forwarded to brokers matching your criteria.
• Service providers — trusted vendors who help us operate the website (e.g., hosting, analytics), bound by confidentiality agreements.
• Legal authorities — when required by law or to protect our rights and safety.

We use standard cookies and similar technologies to understand how visitors use the site. You can control cookies through your browser settings. Disabling cookies may affect site functionality.

We retain your information for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Broker inquiry data is retained for 24 months unless you request deletion.

Depending on your location, you may have rights to:

• Access the personal information we hold about you.
• Correct inaccurate or incomplete information.
• Request deletion of your personal information.
• Opt out of certain data uses or communications.

To exercise these rights, contact us at help@acabeacon.com.

We implement reasonable technical and organizational measures to protect your information. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

ACA Beacon is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

We may update this privacy policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the revised policy.

If you have questions about this privacy policy or our data practices, please contact us at help@acabeacon.com.