Idaho · FIPS 16007
Bear Lake County, ID — ACA coverage
Marketplace plans, premium tax credit eligibility, and Medicaid options for residents of Bear Lake County, Idaho. Updated 2026-06-08.
No cost, no obligation. Brokers are paid by the carrier and can compare plans side-by-side for your situation.
Request a broker →Bear Lake County coverage highlights
Enrollee count is an estimate derived by evenly distributing the state's CMS plan-select total across counties; actual county enrollment varies with population.
How the Bear Lake County estimate is calculated
Methodology: ACA Beacon does not have county-level enrollment dashboards for every U.S. county. To give you a directional sense of marketplace activity in Bear Lake County, we take the most recent state-wide Open Enrollment Period (OEP) plan-selection total reported by CMSi (or the state-based marketplace) and divide it evenly by the number of counties in Idaho.
Formula used here: 117,373 total state signupsi ÷ 44 Idaho countiesi = ~2,668 estimated enrollees for Bear Lake County.
Uncertainty & limitations: Counties vary widely in population, income, and insurer participation. Urban counties typically enroll far more residents than rural ones. This number is a simple average, not a forecast or official CMS county report. Use it as a rough indicator of statewide penetration, not a precise local count.
Last updated 2026-06-08. Data source: CMS OEP state-level plan-selection reports.
ACA marketplace in Bear Lake County
Residents of Bear Lake County shop and enroll in ACA marketplace plans at www.yourhealthidaho.org/. Plans are rated by county, so available carriers and prices in Bear Lake may differ from elsewhere in Idaho.
Carriers currently selling in Idaho include: Blue Cross of Idaho, PacificSource, Regence BlueShield of Idaho, SelectHealth, Mountain Health CO-OP. The final 2027 carrier list for Bear Lake County is confirmed when Idaho filings finalize in summer 2026.
Premium tax credit eligibility
Premium tax credits (APTC) cap your monthly premium for a benchmark Silver plan at a percentage of household income — currently 0% at 150% FPL up to 8.5% at 400%+ FPL while Inflation Reduction Act enhancements remain in effect. Cost-sharing reduction (CSR) Silver plans further reduce deductibles for households under 250% FPL.
Use our free subsidy calculator or see the full Idaho subsidy & income tables.
Medicaid & CHIP in Bear Lake County
Bear Lake County residents may qualify for Medicaid up to 138% of the Federal Poverty Level under Idaho's adopted ACA Medicaid expansion.
Idaho CHIP covers children up to 190% FPL; pregnancy Medicaid covers up to 138% FPL. Apply year-round at healthandwelfare.idaho.gov/services-programs/medicaid-health/childrens-health-insurance-program-chip · 1-877-456-1233.
Open Enrollment & SEP
2026 OEP in Idaho: October 15, 2026 – December 15, 2026. Missed it? You may still enroll within 60 days of a qualifying life event (job loss, marriage, birth, move, income change). See Idaho OEP & SEP details.
Other Idaho counties
Sources
- Idaho marketplace(opens in a new tab)
- HealthCare.gov subsidies(opens in a new tab)
- KFF Medicaid expansion tracker(opens in a new tab)
- U.S. Census county FIPS reference(opens in a new tab)
- CMS CHIP & Medicaid(opens in a new tab)
- CMS OEP state-level plan-selection reports(opens in a new tab)
- CMS 2026 Star Ratings(opens in a new tab)
The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.