Minnesota · FIPS 27081

Lincoln County, MN — ACA coverage

Marketplace plans, premium tax credit eligibility, and Medicaid options for residents of Lincoln County, Minnesota. Updated 2026-06-08.

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Lincoln County coverage highlights

Est. marketplace enrollees
1,742
2025 plan year — Minnesota total 151,512 ÷ 87 counties.
Premium tax credit
100–400%+ FPL
Benchmark Silver premium capped at 0%–8.5% of household income. Sourcei
Medicaid expansion
Adopted
Adults up to 138% FPL eligible. Sourcei
CHIP (MinnesotaCare / Medical Assistance for Kids)
287% FPL
Pregnancy Medicaid to 278% FPL. Sourcei
Carriers on marketplace
5
Statewide issuer count — county availability may vary. Sourcei
Medicare 5★ MA-PD (2026)
Not in county
No CMS 5-star MA-PD contract serves this county. Sourcei

Enrollee count is an estimate derived by evenly distributing the state's CMS plan-select total across counties; actual county enrollment varies with population.

How the Lincoln County estimate is calculated

Methodology: ACA Beacon does not have county-level enrollment dashboards for every U.S. county. To give you a directional sense of marketplace activity in Lincoln County, we take the most recent state-wide Open Enrollment Period (OEP) plan-selection total reported by CMSi (or the state-based marketplace) and divide it evenly by the number of counties in Minnesota.

Formula used here: 151,512 total state signupsi ÷ 87 Minnesota countiesi = ~1,742 estimated enrollees for Lincoln County.

Uncertainty & limitations: Counties vary widely in population, income, and insurer participation. Urban counties typically enroll far more residents than rural ones. This number is a simple average, not a forecast or official CMS county report. Use it as a rough indicator of statewide penetration, not a precise local count.

Last updated 2026-06-08. Data source: CMS OEP state-level plan-selection reports.

ACA marketplace in Lincoln County

Residents of Lincoln County shop and enroll in ACA marketplace plans at www.mnsure.org/. Plans are rated by county, so available carriers and prices in Lincoln may differ from elsewhere in Minnesota.

Carriers currently selling in Minnesota include: Blue Cross Blue Shield of Minnesota, HealthPartners, Medica, UCare, Quartz. The final 2027 carrier list for Lincoln County is confirmed when Minnesota filings finalize in summer 2026.

Premium tax credit eligibility

Premium tax credits (APTC) cap your monthly premium for a benchmark Silver plan at a percentage of household income — currently 0% at 150% FPL up to 8.5% at 400%+ FPL while Inflation Reduction Act enhancements remain in effect. Cost-sharing reduction (CSR) Silver plans further reduce deductibles for households under 250% FPL.

Use our free subsidy calculator or see the full Minnesota subsidy & income tables.

Medicaid & CHIP in Lincoln County

Lincoln County residents may qualify for Medicaid up to 138% of the Federal Poverty Level under Minnesota's adopted ACA Medicaid expansion.

MinnesotaCare / Medical Assistance for Kids covers children up to 287% FPL; pregnancy Medicaid covers up to 278% FPL. Apply year-round at mn.gov/dhs/people-we-serve/children-and-families/health-care · 1-651-431-2670.

Open Enrollment & SEP

2026 OEP in Minnesota: November 1, 2026December 15, 2026. Missed it? You may still enroll within 60 days of a qualifying life event (job loss, marriage, birth, move, income change). See Minnesota OEP & SEP details.

Other Minnesota counties

Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.