New Mexico · FIPS 35043
Sandoval County, NM — ACA coverage
Marketplace plans, premium tax credit eligibility, and Medicaid options for residents of Sandoval County, New Mexico. Updated 2026-06-08.
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Enrollee count is an estimate derived by evenly distributing the state's CMS plan-select total across counties; actual county enrollment varies with population.
How the Sandoval County estimate is calculated
Methodology: ACA Beacon does not have county-level enrollment dashboards for every U.S. county. To give you a directional sense of marketplace activity in Sandoval County, we take the most recent state-wide Open Enrollment Period (OEP) plan-selection total reported by CMSi (or the state-based marketplace) and divide it evenly by the number of counties in New Mexico.
Formula used here: 70,373 total state signupsi ÷ 33 New Mexico countiesi = ~2,133 estimated enrollees for Sandoval County.
Uncertainty & limitations: Counties vary widely in population, income, and insurer participation. Urban counties typically enroll far more residents than rural ones. This number is a simple average, not a forecast or official CMS county report. Use it as a rough indicator of statewide penetration, not a precise local count.
Last updated 2026-06-08. Data source: CMS OEP state-level plan-selection reports.
ACA marketplace in Sandoval County
Residents of Sandoval County shop and enroll in ACA marketplace plans at www.beWellnm.com/. Plans are rated by county, so available carriers and prices in Sandoval may differ from elsewhere in New Mexico.
Carriers currently selling in New Mexico include: Blue Cross Blue Shield of New Mexico, Presbyterian Health Plan, Molina Healthcare, Western Sky Community Care. The final 2027 carrier list for Sandoval County is confirmed when New Mexico filings finalize in summer 2026.
Premium tax credit eligibility
Premium tax credits (APTC) cap your monthly premium for a benchmark Silver plan at a percentage of household income — currently 0% at 150% FPL up to 8.5% at 400%+ FPL while Inflation Reduction Act enhancements remain in effect. Cost-sharing reduction (CSR) Silver plans further reduce deductibles for households under 250% FPL.
Use our free subsidy calculator or see the full New Mexico subsidy & income tables.
Medicaid & CHIP in Sandoval County
Sandoval County residents may qualify for Medicaid up to 138% of the Federal Poverty Level under New Mexico's adopted ACA Medicaid expansion.
New Mexico Medicaid for Kids covers children up to 305% FPL; pregnancy Medicaid covers up to 255% FPL. Apply year-round at www.hsd.state.nm.us/lookingforassistance/medicaid · 1-800-283-4465.
Open Enrollment & SEP
2026 OEP in New Mexico: November 1, 2026 – December 15, 2026. Missed it? You may still enroll within 60 days of a qualifying life event (job loss, marriage, birth, move, income change). See New Mexico OEP & SEP details.
Other New Mexico counties
Sources
- New Mexico marketplace(opens in a new tab)
- HealthCare.gov subsidies(opens in a new tab)
- KFF Medicaid expansion tracker(opens in a new tab)
- U.S. Census county FIPS reference(opens in a new tab)
- CMS CHIP & Medicaid(opens in a new tab)
- CMS OEP state-level plan-selection reports(opens in a new tab)
- CMS 2026 Star Ratings(opens in a new tab)
The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.