West Virginia · FIPS 54101

Webster County, WV — ACA coverage

Marketplace plans, premium tax credit eligibility, and Medicaid options for residents of Webster County, West Virginia. Updated 2026-06-08.

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Webster County coverage highlights

Est. marketplace enrollees
1,220
2025 plan year — West Virginia total 67,113 ÷ 55 counties.
Premium tax credit
100–400%+ FPL
Benchmark Silver premium capped at 0%–8.5% of household income. Sourcei
Medicaid expansion
Adopted
Adults up to 138% FPL eligible. Sourcei
CHIP (West Virginia CHIP)
305% FPL
Pregnancy Medicaid to 190% FPL. Sourcei
Carriers on marketplace
2
Statewide issuer count — county availability may vary. Sourcei
Medicare 5★ MA-PD (2026)
Not in county
No CMS 5-star MA-PD contract serves this county. Sourcei

Enrollee count is an estimate derived by evenly distributing the state's CMS plan-select total across counties; actual county enrollment varies with population.

How the Webster County estimate is calculated

Methodology: ACA Beacon does not have county-level enrollment dashboards for every U.S. county. To give you a directional sense of marketplace activity in Webster County, we take the most recent state-wide Open Enrollment Period (OEP) plan-selection total reported by CMSi (or the state-based marketplace) and divide it evenly by the number of counties in West Virginia.

Formula used here: 67,113 total state signupsi ÷ 55 West Virginia countiesi = ~1,220 estimated enrollees for Webster County.

Uncertainty & limitations: Counties vary widely in population, income, and insurer participation. Urban counties typically enroll far more residents than rural ones. This number is a simple average, not a forecast or official CMS county report. Use it as a rough indicator of statewide penetration, not a precise local count.

Last updated 2026-06-08. Data source: CMS OEP state-level plan-selection reports.

ACA marketplace in Webster County

Residents of Webster County shop and enroll in ACA marketplace plans at www.healthcare.gov. Plans are rated by county, so available carriers and prices in Webster may differ from elsewhere in West Virginia.

Carriers currently selling in West Virginia include: CareSource, Highmark Blue Cross Blue Shield West Virginia. The final 2027 carrier list for Webster County is confirmed when West Virginia filings finalize in summer 2026.

Premium tax credit eligibility

Premium tax credits (APTC) cap your monthly premium for a benchmark Silver plan at a percentage of household income — currently 0% at 150% FPL up to 8.5% at 400%+ FPL while Inflation Reduction Act enhancements remain in effect. Cost-sharing reduction (CSR) Silver plans further reduce deductibles for households under 250% FPL.

Use our free subsidy calculator or see the full West Virginia subsidy & income tables.

Medicaid & CHIP in Webster County

Webster County residents may qualify for Medicaid up to 138% of the Federal Poverty Level under West Virginia's adopted ACA Medicaid expansion.

West Virginia CHIP covers children up to 305% FPL; pregnancy Medicaid covers up to 190% FPL. Apply year-round at chip.wv.gov · 1-877-982-2447.

Open Enrollment & SEP

2026 OEP in West Virginia: November 1, 2026December 15, 2026. Missed it? You may still enroll within 60 days of a qualifying life event (job loss, marriage, birth, move, income change). See West Virginia OEP & SEP details.

Other West Virginia counties

Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.