Medicare Supplement · Plan year 2027
Medigap 2027 premium calculator
See how real 2027 rate filings would change your monthly Medigap premium.
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*NEW INFORMATION · 2027
Estimated 2027 monthly premium if approved as requested
$280.00
Range: $279.00 – $283.75 · change of $30.00/month, starting Jan 1, 2027
⚑ Pending: New York has not approved this increase yet, and approved increases are often lower.
- Age (70): New York requires community rating, so every adult on the same plan pays the same price regardless of age. Your age does not change this result.
- Income ($40,000.00): Medigap premiums are not based on income. Income affects your Part B and Part D costs (IRMAA), not Medigap.
- State: these numbers use New York's official 2027 filings. Other states will be added as they publish theirs.
Enter what you pay today. We apply the carrier's officially requested 2027 change — we don't guess base prices.
New York 2027 Medigap filings
| Carrier | Market | Members | Requested avg | Range | Effective | Status | SERFF # |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare Insurance Company of New York *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 362,109 | +12.0% | +11.6% to +13.5% | Jan 1, 2027 | ⚑ Pending approval | UHLC-134960776 |
| Globe Life Insurance Company of New York *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 45,127 | +11.0% | -0.5% to +24.5% | Jan 1, 2027 | ⚑ Pending approval | AMLC-134971357 |
| Anthem Healthchoice Assurance, Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 25,744 | +2.7% | 0.0% to +7.7% | Jan 1, 2027 | ⚑ Pending approval | AWLP-134962424 |
| Humana Insurance Company of New York *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 8,662 | +21.3% | 0.0% to +29.0% | Jul 1, 2027 | ⚑ Pending approval | HUMA-134967553 |
| Transamerica Financial Life Insurance Company *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 7,573 | +25.1% | +24.3% to +25.4% | Apr 1, 2027 | ⚑ Pending approval | AEGC-134969225 |
| Excellus Health Plan, Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 4,861 | +12.7% | +8.0% to +24.0% | Jan 1, 2027 | ⚑ Pending approval | EXHP-134963724 |
| EmblemHealth Plan, Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 3,960 | +14.7% | +6.2% to +40.0% | Jan 1, 2027 | ⚑ Pending approval | HPHP-134977557 |
| Excellus Health Plan, Inc. *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 2,409 | +13.5% | +7.5% to +25.0% | Jan 1, 2027 | ⚑ Pending approval | EXHP-134963760 |
| Bankers Conseco Life Insurance Company *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 2,116 | +20.7% | 0.0% to +34.3% | Jan 1, 2027 | ⚑ Pending approval | BNLB-134964537 |
| Transamerica Financial Life Insurance Company *NEW 2027 Medicare Supplement Individual Modernized Plans | individual | 1,591 | +30.0% | +30.0% to +30.0% | Jan 1, 2027 | ⚑ Pending approval | AEGC-134969376 |
| Highmark Western and Northeastern New York Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 1,379 | +19.3% | 0.0% to +22.2% | Jan 1, 2027 | ⚑ Pending approval | HLTH-134989987 |
| Mutual of Omaha Insurance Company *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 968 | +2.8% | 0.0% to +8.0% | Jan 1, 2027 | ⚑ Pending approval | MUTA-134989297 |
| Globe Life Insurance Company of New York *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 389 | +3.2% | -0.5% to +4.0% | Jan 1, 2027 | ⚑ Pending approval | AMLC-134971126 |
| UnitedHealthcare Insurance Company of New York *NEW 2027 Medicare Supplement Group Pre-Standardized Plans | group | 307 | +12.0% | 0.0% to +12.1% | Jan 1, 2027 | ⚑ Pending approval | UHLC-134960746 |
| CDPHP Universal Benefits Inc *NEW 2027 Medicare Supplement Individual Modernized Plans | individual | 256 | +18.8% | +18.5% to +28.0% | Jan 1, 2027 | ⚑ Pending approval | CAPD-134988185 |
| American Progressive Life and Health Insurance Company of New York *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 179 | +2.5% | 0.0% to +2.5% | Jan 1, 2027 | ⚑ Pending approval | UNAM-134940337 |
| Highmark Western and Northeastern New York Inc. *NEW 2027 Medicare Supplement Group Modernized Plans | group | 74 | +8.0% | +8.0% to +8.0% | Jan 1, 2027 | ⚑ Pending approval | HLTH-134989992 |
| State Farm Mutual Automobile Insurance Company *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 65 | +15.0% | +15.0% to +15.0% | Feb 1, 2027 | ⚑ Pending approval | STLH-134974930 |
| Nationwide Life Insurance Company *NEW 2027 Medicare Supplement Group Pre-Standardized Plans | group | 22 | +30.0% | +30.0% to +30.0% | Sep 1, 2027 | ⚑ Pending approval | NWLC-134988124 |
| American Progressive Life and Health Insurance Company of New York *NEW 2027 Medicare Supplement Group Standardized Plans | group | 16 | +2.5% | +2.5% to +2.5% | Jan 1, 2027 | ⚑ Pending approval | UNAM-134940362 |