OEP 2027 · Pennsylvania
ACA marketplace plans in Pennsylvania
Carriers, Open Enrollment dates, Medicaid expansion status, CHIP eligibility, and signup history for Pennsylvania. Data last updated 2026-06-08.
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2027 approved rates and Pennsylvania carriers
Pennsylvania 2027 approved premium changes and carrier list
The Pennsylvania Insurance Department approved 2027 ACA rates on September 18, 2026: an aggregate weighted average increase of 15.97% in the individual market, down from the 17.14% carriers originally requested. These are before-subsidy carrier averages, not increases in every household’s bill. Most Pennie enrollees receive tax credits that change what they actually pay.
Approved carrier rate changes — before subsidies
| Carrier | Approved change | On Pennie |
|---|---|---|
| Ambetter Health of Pennsylvania, Inc. | +35.13% | Yes |
| Ambetter Health Solutions of Pennsylvania, Inc. | New plan | No |
| Capital Advantage Assurance Company | +14.78% | Yes |
| Geisinger Health Plan | +8.57% | Yes |
| Geisinger Quality Options | +10.65% | Yes |
| Health Partners Plans, Inc. | +18.35% | Yes |
| Highmark Benefits Group | +19.66% | Yes |
| Highmark, Inc. | +14.52% | Yes |
| Keystone Health Plan Central | +33.39% | No |
| Keystone Health Plan East | +15.98% | Yes |
| Oscar Health Plan of PA | +1.38% | Yes |
| Partners Insurance Company, Inc. | +18.82% | Yes |
| QCC Insurance Company | +21.31% | Yes |
| UPMC Health Network, Inc. (formerly UPMC Health Options, Inc.) | +9.73% | Yes |
| UPMC Health Plan, Inc. | +13.48% | Yes |
| Statewide weighted average | +15.97% | — |
13 of 15 carriers offer plans on Pennie, Pennsylvania’s official marketplace. “New plan” means the carrier is entering the market, so there is no prior premium to compare — it does not mean a 0% increase for existing customers.
Official sources: PID 2027 rate approval announcement (Sept 18, 2026) · PID 2027 ACA rate filings table · PID 2027 carrier coverage areas by county.
Approved average rate changes are not personalized renewal quotes. Federal tax credits depend on your household and income. Check plans, county availability and your actual cost at Pennie.
Open Enrollment window
For plan year 2027, residents of Pennsylvania can enroll in marketplace coverage from November 1, 2026 through January 15, 2027 at pennie.com/.
Enroll by Dec 15, 2026 for Jan 1 coverage.
Missed Open Enrollment? You may qualify for a Special Enrollment Period after a qualifying life event such as losing other coverage, marriage, or a household income change.
Deep dive into Pennsylvania
Pennsylvania ACA subsidies & income limits
2026 FPL tables and premium tax credit eligibility.
Pennsylvania Open Enrollment dates
Exact OEP dates, deadlines, and SEP rules.
Pennsylvania Medicaid & CHIP
Expansion status, CHIP income limits, how to apply.
All Pennsylvania counties
County-by-county ACA marketplace pages.
Carriers in Pennsylvania for OEP 2027
Carrier lists shown below are current marketplace participants and a strong indicator of who will offer plans in Pennsylvania for 2027. Final OEP 2027 filings are confirmed in summer 2026.
- Highmark Blue Cross Blue Shield
- Independence Blue Cross
- UPMC Health Plan
- Geisinger Health Plan
- Capital BlueCross
- Ambetter from PA Health & Wellness
- Oscar Health
CHIP & Medicaid for kids and pregnant women
Pennsylvania CHIP covers children in households up to 319% of the Federal Poverty Leveli. Pregnancy Medicaid coverage extends to 220% FPLi.
Enroll or check eligibility at www.chipcoverspakids.com · 1-800-986-5437.
See the full state-by-state CHIP table for context.
Recent signup history
| Plan year | Plan selections in Pennsylvania |
|---|---|
| 2022 | 374,776 |
| 2023 | 389,378 |
| 2024 | 435,041 |
| 2025 | 496,661 |
Source: CMS OEP State-Level Public Use File.
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Sources
The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.