When is ACA Open Enrollment in Delaware for plan year 2027?

Open Enrollment for plan year 2027 in Delaware runs November 1, 2026 through December 15, 2026. Delaware uses State-based marketplace on federal platform (SBE-FP).

Which insurance carriers sell ACA marketplace plans in Delaware?

Carriers expected to offer plans in Delaware include Ambetter Health of Delaware, AmeriHealth Caritas Next, Highmark Blue Cross Blue Shield Delaware. The official OEP 2027 carrier list is finalized in the summer prior to enrollment.

Did Delaware expand Medicaid under the ACA?

Delaware has adopted Medicaid expansion. CHIP for kids (Delaware Healthy Children Program) covers households up to 217% of the Federal Poverty Level, and pregnancy Medicaid covers up to 217% FPL.

How many people enrolled in ACA marketplace plans in Delaware?

52,931 Delaware residents selected a marketplace plan during the most recent completed Open Enrollment (2025 plan year, CMS state-level public use file).

What income qualifies for ACA subsidies in Delaware for 2026?

In Delaware, ACA premium tax credits are available to households with income between 100% and 400% of the Federal Poverty Level — roughly $15,650–$62,600 for a household of one in 2026. Enhanced subsidies under the Inflation Reduction Act extend help above 400% FPL through plan year 2025; congressional action determines whether they continue in 2026.

How much will I pay for ACA coverage in Delaware?

On the ACA marketplace in Delaware, your subsidized premium is capped at a percentage of household income — from 0% at 150% FPL up to 8.5% at 400%+ FPL while enhanced subsidies are in effect. The premium tax credit (APTC) covers the rest of the benchmark Silver plan premium.

Does Delaware offer extra state subsidies?

Delaware uses the federal HealthCare.gov platform. Federal premium tax credits and cost-sharing reductions are the primary subsidies available.

OEP 2027 · Delaware

ACA marketplace plans in Delaware

Carriers, Open Enrollment dates, Medicaid expansion status, CHIP eligibility, and signup history for Delaware. Data last updated 2026-06-08.

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Overview

Marketplace

SBE-FP

State-based marketplace on federal platform (SBE-FP)

Medicaid expansion

Yesi

Per KFF tracker

OEP carriers

Plan year 2027

2025 plan selections

52,931i

+74% vs 2022

Open Enrollment window

For plan year 2027, residents of Delaware can enroll in marketplace coverage from November 1, 2026 through December 15, 2026 at www.healthcare.gov.

Missed Open Enrollment? You may qualify for a Special Enrollment Period after a qualifying life event such as losing other coverage, marriage, or a household income change.

Deep dive into Delaware

Subsidies

Delaware ACA subsidies & income limits

2026 FPL tables and premium tax credit eligibility.

Dates

Delaware Open Enrollment dates

Exact OEP dates, deadlines, and SEP rules.

Medicaid

Delaware Medicaid & CHIP

Expansion status, CHIP income limits, how to apply.

Counties

All Delaware counties

County-by-county ACA marketplace pages.

Carriers in Delaware for OEP 2027

Carrier lists shown below are current marketplace participants and a strong indicator of who will offer plans in Delaware for 2027. Final OEP 2027 filings are confirmed in summer 2026.

Ambetter Health of Delaware
AmeriHealth Caritas Next
Highmark Blue Cross Blue Shield Delaware

CHIP & Medicaid for kids and pregnant women

Delaware Healthy Children Program covers children in households up to 217% of the Federal Poverty LeveliKFF CHIP eligibility tables. Pregnancy Medicaid coverage extends to 217% FPLiKFF Medicaid/CHIP eligibility tables.

Enroll or check eligibility at www.dhss.delaware.gov/dhss/dms/chip/dhcphome.html · 1-800-996-9969.

See the full state-by-state CHIP table for context.

Recent signup history

Plan year	Plan selections in Delaware
2022	30,460
2023	33,509
2024	39,055
2025	52,931

Source: CMS OEP State-Level Public Use File.

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Subsidies

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FPL tables, APTC math, and the 400% cliff.

ICHRA

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Employer reimbursement option vs. group plans.

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Dates

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Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.