OEP 2027 · Michigan

ACA marketplace plans in Michigan

Carriers, Open Enrollment dates, Medicaid expansion status, CHIP eligibility, and signup history for Michigan. Data last updated 2026-06-08.

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Overview

Marketplace
FFM
HealthCare.gov (federally-facilitated)
Medicaid expansion
Per KFF tracker
OEP carriers
7
Plan year 2027
2025 plan selections
+85% vs 2022

Open Enrollment window

For plan year 2027, residents of Michigan can enroll in marketplace coverage from November 1, 2026 through December 15, 2026 at www.healthcare.gov.

Missed Open Enrollment? You may qualify for a Special Enrollment Period after a qualifying life event such as losing other coverage, marriage, or a household income change.

Deep dive into Michigan

Carriers in Michigan for OEP 2027

Carrier lists shown below are current marketplace participants and a strong indicator of who will offer plans in Michigan for 2027. Final OEP 2027 filings are confirmed in summer 2026.

  • Ambetter from Meridian
  • Blue Care Network of Michigan
  • Blue Cross Blue Shield of Michigan Mutual Insurance Company
  • McLaren Health Plan Community
  • Oscar Insurance Company
  • Priority Health
  • UnitedHealthcare

CHIP & Medicaid for kids and pregnant women

MIChild covers children in households up to 217% of the Federal Poverty Leveli. Pregnancy Medicaid coverage extends to 195% FPLi.

Enroll or check eligibility at www.michigan.gov/mdhhs/assistance-programs/healthcare/michild · 1-888-988-6300.

See the full state-by-state CHIP table for context.

Recent signup history

Plan yearPlan selections in Michigan
2022287,060
2023322,008
2024432,840
2025531,083

Source: CMS OEP State-Level Public Use File.

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Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.