When is ACA Open Enrollment in New York for plan year 2027?

Open Enrollment for plan year 2027 in New York runs November 1, 2026 through December 15, 2026. New York uses State-based marketplace.

Which insurance carriers sell ACA marketplace plans in New York?

Carriers expected to offer plans in New York include Fidelis Care, EmblemHealth, Healthfirst, MetroPlus, Excellus BCBS, Independent Health, CDPHP, MVP Health Care, UnitedHealthcare. The official OEP 2027 carrier list is finalized in the summer prior to enrollment.

Did New York expand Medicaid under the ACA?

New York has adopted Medicaid expansion. CHIP for kids (Child Health Plus) covers households up to 405% of the Federal Poverty Level, and pregnancy Medicaid covers up to 223% FPL.

How many people enrolled in ACA marketplace plans in New York?

221,534 New York residents selected a marketplace plan during the most recent completed Open Enrollment (2025 plan year, CMS state-level public use file).

Did New York expand Medicaid?

New York has adopted ACA Medicaid expansion, covering adults up to 138% of the Federal Poverty Level.

What is the CHIP income limit in New York?

Child Health Plus covers children in New York households up to 405% of the Federal Poverty Level.

How do I apply for Medicaid in New York?

Apply year-round at https://www.health.ny.gov/health_care/child_health_plus/ or by calling 1-800-698-4543. Medicaid and CHIP have no enrollment deadlines — you can apply at any time.

OEP 2027 · New York

ACA marketplace plans in New York

Carriers, Open Enrollment dates, Medicaid expansion status, CHIP eligibility, and signup history for New York. Data last updated 2026-06-08.

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Overview

Marketplace

SBE

State-based marketplace

Medicaid expansion

Yesi

Per KFF tracker

OEP carriers

Plan year 2027

2025 plan selections

221,534i

-2% vs 2022

Open Enrollment window

For plan year 2027, residents of New York can enroll in marketplace coverage from November 1, 2026 through December 15, 2026 at nystateofhealth.ny.gov/.

Missed Open Enrollment? You may qualify for a Special Enrollment Period after a qualifying life event such as losing other coverage, marriage, or a household income change.

Deep dive into New York

Subsidies

New York ACA subsidies & income limits

2026 FPL tables and premium tax credit eligibility.

Dates

New York Open Enrollment dates

Exact OEP dates, deadlines, and SEP rules.

Medicaid

New York Medicaid & CHIP

Expansion status, CHIP income limits, how to apply.

Counties

All New York counties

County-by-county ACA marketplace pages.

Carriers in New York for OEP 2027

Carrier lists shown below are current marketplace participants and a strong indicator of who will offer plans in New York for 2027. Final OEP 2027 filings are confirmed in summer 2026.

Fidelis Care
EmblemHealth
Healthfirst
MetroPlus
Excellus BCBS
Independent Health
CDPHP
MVP Health Care
UnitedHealthcare

CHIP & Medicaid for kids and pregnant women

Child Health Plus covers children in households up to 405% of the Federal Poverty LeveliKFF CHIP eligibility tables. Pregnancy Medicaid coverage extends to 223% FPLiKFF Medicaid/CHIP eligibility tables.

Enroll or check eligibility at www.health.ny.gov/health_care/child_health_plus · 1-800-698-4543.

See the full state-by-state CHIP table for context.

Recent signup history

Plan year	Plan selections in New York
2022	226,716
2023	240,208
2024	254,623
2025	221,534

Source: CMS OEP State-Level Public Use File.

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Dates

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Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.